{"id":3894,"date":"2025-03-19T17:43:02","date_gmt":"2025-03-19T17:43:02","guid":{"rendered":"https:\/\/minicash.ca\/faq\/"},"modified":"2025-06-27T21:54:20","modified_gmt":"2025-06-27T21:54:20","slug":"faq","status":"publish","type":"page","link":"https:\/\/minicash.ca\/en\/faq\/","title":{"rendered":"Frequently asked questions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3894\" class=\"elementor elementor-3894 elementor-3223\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77cff5a4 e-flex e-con-boxed e-con e-parent\" data-id=\"77cff5a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-35fec44 e-con-full e-flex e-con e-child\" data-id=\"35fec44\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-addc78b e-con-full e-flex e-con e-child\" 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https:\/\/minicash.ca\/wp-content\/uploads\/image_2025-04-03_084025754-150x100.png 150w, https:\/\/minicash.ca\/wp-content\/uploads\/image_2025-04-03_084025754-768x512.png 768w, https:\/\/minicash.ca\/wp-content\/uploads\/image_2025-04-03_084025754-1536x1024.png 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d98f45 e-con-full faq-square-1 e-flex e-con e-child\" data-id=\"5d98f45\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b65abcb e-con-full faq-square-2 e-flex e-con e-child\" data-id=\"b65abcb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c23a257 fonctionnement-title elementor-widget elementor-widget-heading\" data-id=\"c23a257\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d713ec1 elementor-align-justify elementor-tablet-align-justify elementor-widget elementor-widget-button\" data-id=\"d713ec1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"10\" viewBox=\"0 0 10 10\" fill=\"none\"><g id=\"Arrow rigth\"><path id=\"Vector\" d=\"M4.88281 0.880676L9.19817 4.99989L4.88281 9.11909\" stroke=\"white\" stroke-width=\"1.28571\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path id=\"Vector_2\" d=\"M9.19877 4.99982L0.798828 4.99982\" stroke=\"white\" stroke-width=\"1.28571\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request your loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63342d87 elementor-widget elementor-widget-n-accordion\" data-id=\"63342d87\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1660\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1660\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Who can apply for a loan with MiniCash? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1660\" class=\"elementor-element elementor-element-e809a3e e-con-full e-flex e-con e-child\" data-id=\"e809a3e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52633b66 elementor-widget elementor-widget-text-editor\" data-id=\"52633b66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Here are the criteria to be met:<\/p><ul><li>Be 18 years of age or older<\/li><li>Be a resident of Canada<\/li><li>Have a stable job<\/li><li>Receive your salary by direct deposit into a Canadian bank account<\/li><li>Have a net income of at least $1500 per month<\/li><li>Have not made a consumer proposal, debt consolidation or bankruptcy within the last 30 days or plan to make a consumer proposal, debt consolidation or bankruptcy within the next 6 months.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1661\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1661\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What's the maximum amount I can borrow? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1661\" class=\"elementor-element elementor-element-2ef9f5d1 e-con-full e-flex e-con e-child\" data-id=\"2ef9f5d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83ad205 elementor-widget elementor-widget-heading\" data-id=\"83ad205\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">At Mini Cash, we offer loans ranging from $300 to $2,000. The amount granted is mainly determined based on your income, your debt ratio and your repayment history.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1662\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1662\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How long does it take to receive the money? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1662\" class=\"elementor-element elementor-element-7e895d52 e-con-full e-flex e-con e-child\" data-id=\"7e895d52\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31601aa6 elementor-widget elementor-widget-heading\" data-id=\"31601aa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">All loans we guarantee are deposited via direct deposit. If your application is approved and you return the duly signed contract to us before 11:30 a.m., your money will be electronically deposited into your account the same day between noon and midnight. <br><br>If your application is approved and you return the duly signed contract to us after 11:30 a.m., your money will be electronically deposited into your account the next day, still between noon and midnight.<br><br>You can also opt for preferred processing to receive your funds by Interac transfer in less than 60 minutes after signing the contract for an additional fee of $25. \n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1663\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1663\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What are the interest rates and fees associated with your loans? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1663\" class=\"elementor-element elementor-element-1dceb3f6 e-con-full e-flex e-con e-child\" data-id=\"1dceb3f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b668c53 elementor-widget elementor-widget-heading\" data-id=\"b668c53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Our interest rates vary based on the base rate while fees vary based on the amount granted. We are committed to being completely transparent, so all fees and interest rates are clearly stated on our homepage and on contracts.  <\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1664\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1664\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How can I repay my loan? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1664\" class=\"elementor-element elementor-element-4ca02c0d e-con-full e-flex e-con e-child\" data-id=\"4ca02c0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62b4da97 elementor-widget elementor-widget-heading\" data-id=\"62b4da97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">The repayment of your loan is made through automatic withdrawal from your account, coordinated with your paycheck deposits.<br><br>You can also pay off your entire balance at any time by contacting us at (877) 431-4134 or writing to us at info@novacash.ca.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1665\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1665\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What happens if I can't make a payment on time? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1665\" class=\"elementor-element elementor-element-3263ce12 e-con-full e-flex e-con e-child\" data-id=\"3263ce12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b61d4a5 elementor-widget elementor-widget-text-editor\" data-id=\"1b61d4a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIn case of payment difficulties, you must contact us by phone at (877) 431-4134 or write to us at <a href=\"mailto:info@novacash.ca\">info@novacash.ca<\/a>.\n\nWe will evaluate your case to find the best solution for you. We are flexible and attentive to our clients&#8217; needs. \n\nPlease note that a $12.50 fee applies to modify a payment, a $25 fee applies to defer a payment, and a $45 fee applies to any NSF payment or stop payment. These fees are at the discretion of the lender. In the event of prolonged default, the debt will be transferred to a collection agency.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1666\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1666\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What should I expect if I am self-employed?A quoi dois-je m\u2019attendre si je suis un travailleur autonome? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1666\" class=\"elementor-element elementor-element-8f072ff e-con-full e-flex e-con e-child\" data-id=\"8f072ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b568a30 elementor-widget elementor-widget-text-editor\" data-id=\"b568a30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We will analyze your request in the same way as an employee!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1667\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1667\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> For what reasons might my application be refused? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1667\" class=\"elementor-element elementor-element-244f7a4 e-con-full e-flex e-con e-child\" data-id=\"244f7a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86548cc elementor-widget elementor-widget-text-editor\" data-id=\"86548cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Missing Instant Bank Verification (IBV).<\/li><li>Bank account too recent.<\/li><li>Incomplete documents for analysis.<\/li><li>Failure to meet eligibility criteria.<\/li><li>Debt ratio too high.<\/li><li>NSF and\/or payment opposition.<\/li><li>Other reasons deemed appropriate.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1668\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1668\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> When am I eligible for renewal? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1668\" class=\"elementor-element elementor-element-ee4ffdf e-con-full e-flex e-con e-child\" data-id=\"ee4ffdf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6d4302 elementor-widget elementor-widget-text-editor\" data-id=\"f6d4302\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You are eligible for renewal if your balance is less than $150. If your balance is greater than $150, it is possible to reduce it by making an advance payment by Interac transfer in order to renew now.<\/p><p>A customer with a balance less than $150 but who has not respected the initial terms of their contract could have their request refused.<\/p><p>You can also pay your entire balance at any time by contacting us at (877) 431-4134 or writing to us at info@minicash.ca. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1669\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1669\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How do I properly complete my application? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><rect width=\"32\" height=\"33\" fill=\"#1E1E1E\"><\/rect><g id=\"Mini Cash - Desktop &amp; Mobile\"><path d=\"M-2638 -6591C-2638 -6592.1 -2637.1 -6593 -2636 -6593H28556C28557.1 -6593 28558 -6592.1 28558 -6591V4482C28558 4483.1 28557.1 4484 28556 4484H-2636C-2637.1 4484 -2638 4483.1 -2638 4482V-6591Z\" fill=\"#444444\"><\/path><g id=\"Homepage\"><path d=\"M-1790 -5947C-1790 -5948.1 -1789.1 -5949 -1788 -5949H1108C1109.1 -5949 1110 -5948.1 1110 -5947V3838C1110 3839.1 1109.1 3840 1108 3840H-1788C-1789.1 3840 -1790 3839.1 -1790 3838V-5947Z\" fill=\"#1E1E1E\"><\/path><path d=\"M-1788 -5948H1108V-5950H-1788V-5948ZM1109 -5947V3838H1111V-5947H1109ZM1108 3839H-1788V3841H1108V3839ZM-1789 3838V-5947H-1791V3838H-1789ZM-1788 3839C-1788.55 3839 -1789 3838.55 -1789 3838H-1791C-1791 3839.66 -1789.66 3841 -1788 3841V3839ZM1109 3838C1109 3838.55 1108.55 3839 1108 3839V3841C1109.66 3841 1111 3839.66 1111 3838H1109ZM1108 -5948C1108.55 -5948 1109 -5947.55 1109 -5947H1111C1111 -5948.66 1109.66 -5950 1108 -5950V-5948ZM-1788 -5950C-1789.66 -5950 -1791 -5948.66 -1791 -5947H-1789C-1789 -5947.55 -1788.55 -5948 -1788 -5948V-5950Z\" fill=\"white\" fill-opacity=\"0.1\"><\/path><g id=\"Homepage_2\" clip-path=\"url(#clip0_8193_841)\"><rect width=\"1728\" height=\"8502\" transform=\"translate(-1496 -5693)\" fill=\"white\"><\/rect><g id=\"Home\"><g id=\"FAQs\"><g id=\"Desktop\/FAQs\"><g id=\"Desktop\/Preg-Resp\"><g id=\"Frame 2121457532\"><g id=\"Text+Icon\"><g id=\"plus\"><path id=\"Icon\" d=\"M9.40034 23.5284L22.5997 10.3291M22.5997 23.5284L9.40034 10.3291\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><\/g><defs><clipPath id=\"clip0_8193_841\"><rect width=\"1728\" height=\"8502\" fill=\"white\" transform=\"translate(-1496 -5693)\"><\/rect><\/clipPath><\/defs><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M15.9993 7.5954V26.2621M6.66602 16.9287H25.3327\" stroke=\"black\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1669\" class=\"elementor-element elementor-element-34bb26d e-con-full e-flex e-con e-child\" data-id=\"34bb26d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a25149b elementor-widget elementor-widget-text-editor\" data-id=\"a25149b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Any new loan application must be submitted to us through our website under the <a href=\"https:\/\/clients.monpetitpret.com\/clients\/application\/create\/v1\/step\/identification\/?lang=en\" target=\"_blank\" rel=\"noopener\">Loan Application<\/a> tab.<\/p><p>We do not take applications over the phone. You must then complete the Instant Bank Verification (IBV). It is transmitted to us by your financial institution and allows us to access your bank statement, in read-only copy. This system allows us to accelerate the approval process and it is 100% secure as it does not allow us to access your username or password. If your application is accepted, we will simply send you your contract. Otherwise, you will receive an email indicating the reason for your refusal.   <\/p><p>If your application is accepted, we will simply send you your contract. Otherwise, you will receive an email indicating the reason for your refusal. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Who can apply for a loan with MiniCash?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Here are the criteria to be met:Be 18 years of age or olderBe a resident of CanadaHave a stable jobReceive your salary by direct deposit into a Canadian bank accountHave a net income of at least $1500 per monthHave not made a consumer proposal, debt consolidation or bankruptcy within the last 30 days or plan to make a consumer proposal, debt consolidation or bankruptcy within the next 6 months.\"}},{\"@type\":\"Question\",\"name\":\"What's the maximum amount I can borrow?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"At Mini Cash, we offer loans ranging from $300 to $2,000. The amount granted is mainly determined based on your income, your debt ratio and your repayment history.\"}},{\"@type\":\"Question\",\"name\":\"How long does it take to receive the money?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"All loans we guarantee are deposited via direct deposit. If your application is approved and you return the duly signed contract to us before 11:30 a.m., your money will be electronically deposited into your account the same day between noon and midnight. If your application is approved and you return the duly signed contract to us after 11:30 a.m., your money will be electronically deposited into your account the next day, still between noon and midnight.You can also opt for preferred processing to receive your funds by Interac transfer in less than 60 minutes after signing the contract for an additional fee of $25.\"}},{\"@type\":\"Question\",\"name\":\"What are the interest rates and fees associated with your loans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Our interest rates vary based on the base rate while fees vary based on the amount granted. We are committed to being completely transparent, so all fees and interest rates are clearly stated on our homepage and on contracts.\"}},{\"@type\":\"Question\",\"name\":\"How can I repay my loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The repayment of your loan is made through automatic withdrawal from your account, coordinated with your paycheck deposits.You can also pay off your entire balance at any time by contacting us at (877) 431-4134 or writing to us at info@novacash.ca.\"}},{\"@type\":\"Question\",\"name\":\"What happens if I can't make a payment on time?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In case of payment difficulties, you must contact us by phone at (877) 431-4134 or write to us at info@novacash.ca.\\n\\nWe will evaluate your case to find the best solution for you. We are flexible and attentive to our clients&#8217; needs. \\n\\nPlease note that a $12.50 fee applies to modify a payment, a $25 fee applies to defer a payment, and a $45 fee applies to any NSF payment or stop payment. These fees are at the discretion of the lender. In the event of prolonged default, the debt will be transferred to a collection agency.\"}},{\"@type\":\"Question\",\"name\":\"What should I expect if I am self-employed?A quoi dois-je m\\u2019attendre si je suis un travailleur autonome?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"We will analyze your request in the same way as an employee!\"}},{\"@type\":\"Question\",\"name\":\"For what reasons might my application be refused?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Missing Instant Bank Verification (IBV).Bank account too recent.Incomplete documents for analysis.Failure to meet eligibility criteria.Debt ratio too high.NSF and\\\/or payment opposition.Other reasons deemed appropriate.\"}},{\"@type\":\"Question\",\"name\":\"When am I eligible for renewal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You are eligible for renewal if your balance is less than $150. If your balance is greater than $150, it is possible to reduce it by making an advance payment by Interac transfer in order to renew now.A customer with a balance less than $150 but who has not respected the initial terms of their contract could have their request refused.You can also pay your entire balance at any time by contacting us at (877) 431-4134 or writing to us at info@minicash.ca.\"}},{\"@type\":\"Question\",\"name\":\"How do I properly complete my application?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Any new loan application must be submitted to us through our website under the Loan Application tab.We do not take applications over the phone. You must then complete the Instant Bank Verification (IBV). It is transmitted to us by your financial institution and allows us to access your bank statement, in read-only copy. This system allows us to accelerate the approval process and it is 100% secure as it does not allow us to access your username or password. If your application is accepted, we will simply send you your contract. Otherwise, you will receive an email indicating the reason for your refusal.   If your application is accepted, we will simply send you your contract. Otherwise, you will receive an email indicating the reason for your refusal.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Frequently asked questions Request your loan Who can apply for a loan with MiniCash? 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