Privacy policy
Effective from November 19, 2024
Quick loan services and data protection
Privacy policy
1. Introduction
MiniCash is committed to protecting your privacy and personal information. This policy explains how we collect, use, and protect your information.
2. Information collection
2.1 Information we collect
- Full name
- Date of birth
- Residential address
- Phone number
- Email address
- Employment and income information
- Banking information
- Social insurance number
- Government ID
2.2 Collection methods
- Online forms
- Phone communications
- Emails
- Provided documents
- Authorized third parties
3. Use of information
We use your information to:
- Assess loan eligibility
- Verify identity
- Process loan applications
- Manage your account
- Communicate with you
- Meet legal obligations
- Improve services
- Prevent fraud
4. Information protection
4.1 Security measures
- Data encryption
- Advanced security protocols
- Restricted information access
- Regular staff training
- Continuous system monitoring
4.2 Data retention
- Limited to necessary duration
- Secure destruction of obsolete data
- Secure archiving per legal requirements
5. Information sharing
5.1 Authorized sharing
We may share your information with:
- Credit assessment agencies
- Partner financial institutions
- Authorized service providers
- Regulatory authorities
- Law enforcement agencies
5.2 Restrictions
- No sale of personal information
- Sharing limited to specified purposes
- Confidentiality agreements with partners
6. Your rights
You have the right to:
- Access your personal information
- Correct inaccurate information
- Withdraw consent
- File a complaint
- Request data deletion
7. Cookies and similar technologies
7.1 Use of cookies
We use cookies to:
- Improve navigation
- Personalize experience
- Analyze site usage
- Secure services
7.2 Cookie management
- Configuration options available
- Option to disable cookies
- Possible impact on functionality
8. Policy changes
We may modify this policy at any time. Changes will be posted on our website.
10. Consent
By using our services, you consent to this privacy policy.