NEED AN IMMEDIATE FINANCIAL SOLUTION?
No complicated paperwork, no long waits.
Receive up to $2,000 now.
How your online fast loan works
Understanding the quick loan process has never been easier. At MiniCash, we’ve optimized every step to give you a smooth, seamless online lending experience.
PROCESS
3 simple steps
Your request will be completed in one hour
Secure process
Get approved in less than an hour
Our automated system allows us to quickly assess your request.
Approuvé
Secure process
Get your funds
We offer two deposit services: priority deposit and standard deposit. Choose the one that best suits your needs when completing the application form.
Revenu total
$1000
Secure process
Urgent needs
Can't wait for an unexpected expense?
Unexpected emergencies
Car repair or unexpected damage?
Quick funds
Need immediate cash?
Current expenses
Bills to cover before payday?
Financial concerns
Tight financial situation?
Building savings
Plan ahead with a scheduled fast loan
FUNCTIONING
When to request a quick loan online?
Our completely online process allows you to get
the fast loan you need, when you need it.
Urgent needs
Unexpected emergencies
Quick funds
Current expenses
Financial concerns
Building savings
HOW IT WORKS
HOW IT WORKS
Understanding the quick loan process has never been easier. At MiniCash, we’ve optimized every step to give you a smooth, seamless online lending experience.
Loan guarantee
Loan guarantee
If you need to borrow $2,000 or less, anyone can get financing online quickly, easily and confidentially. At MiniCash, we don’t take your credit history into consideration.
Whether it’s for a project, an unexpected expense or to pay a bill, you can quickly obtain an endorsement ranging from $300 to $2,000.
Guarantee fees, ranging from $185 to $905, adjust according to the guaranteed amount. Important: no payment or advance is required when signing the contract.
Our team is available to indicate the exact amount of applicable fees based on the fast online loan you wish to obtain.
Have a net income of $1,500 or more.
Approval process
Approval process
Getting your fast loan is simple and efficient. It starts with your online application through our secure form, where you can use instant bank verification to speed up the process. Once your application is completed, one of our agents reviews your file and contacts you quickly. If your online loan is approved, you just need to sign electronically, and the funds will be deposited into your account within 20 to 30 minutes.
How fast loans work
How fast loans work
Our fast online loans are designed to offer you a practical and immediate solution. You can borrow between $300 and $1,500, with flexible repayment options of 3, 6, or 12 installments, according to your pay cycle. The minimum duration is 60 days and the maximum is 90 days. The entire process is done online, without additional paperwork or travel.
Eligibility criteria
Eligibility criteria
- Be a Canadian resident and at least 18 years old
- Be employed for at least 6 months at the same job
- Receive your salary through direct deposit
- Have an active bank account
- Not be in bankruptcy or consumer proposal ODSP recipients, CERB recipients, EI recipients, retirees, or self-employed individuals are not eligible.
Borrow from us
MiniCash is a Canadian company offering an online loan service to all Canadians wishing to obtain financing ranging from $300 to $2,000.
Loan fees vary from $165 to $1100 and are adjusted according to the amount borrowed. No payment or cash advance is required upon signing the contract.
If you have any questions about applicable fees, please do not hesitate to contact one of our advisors. We’ll be happy to help.
Approval process
Our approval process is based on the documents you provide. We use our own analysis techniques to assess your debt-to-income ratio and repayment capacity.
If we determine that you are in a suitable position to repay your loan and your application is approved, all that remains is for you to sign your contract and receive the requested funds.
How online microcredit works
If you need to borrow $2,000 or less, anyone can obtain financing easily and confidentially online. At MiniCash, we don’t take your credit history into consideration.
Whether it’s for a project, an unexpected expense or to pay a bill, you can quickly obtain a loan ranging from $300 to $2,000.
Our team will be happy to answer any questions you may have.
Eligibility criteria
To obtain a quick loan with MiniCash, you must :
- Be 18 years of age or older
- Be a resident of Canada
- Have a stable job
- Receive your salary by direct deposit into a Canadian bank account
- Have a net income of at least $1500 per month
- Have not made a consumer proposal, debt consolidation or bankruptcy within the last 30 days, or are considering making a consumer proposal, debt consolidation or bankruptcy within the next 6 months.
Already a customer? Renew your loan
No complicated paperwork, no endless waiting.
Need a new fast loan? As an existing client, enjoy a simplified process